Invite-Only Beta

Most budget apps show you where your money went. We show you where it's going.

Model next year's cashflow. Test "what if" scenarios. Make confident decisions without connecting your bank.

Already have an invite? Sign up or log in

No bank linking required
Your data stays encrypted. We can't read it
Built-in forecasting, not just tracking

NOT ANOTHER TRACKING APP

This is for you if...

Not for you if...

Need pretty charts of past spending
Want gamified savings challenges
Need automatic bank syncing

Perfect if you...

Need to model future scenarios
Want to test big life decisions
Care about data privacy
Most Apps
← Past Only
Where money went
Sunny Budget
Past + Future →
Where money's going

Built for people like you

Real scenarios. Real planning.

"Should I go freelance?"

Model variable income. See which months need extra runway. Plan the transition with confidence.

→ For consultants & contractors

"Can we afford another kid?"

Add childcare costs. Test reduced hours. See the 12-month impact before making the decision.

→ For dual-income families

"Where does my money go?"

Track spending vs budget. P&L-style view. No judgment, just clarity. Like a CFO for your household.

→ For spreadsheet natives

Simple as 1-2-3

Get started in minutes. No bank connections, no complicated setup.

Start with what you know

Add your income, recurring bills, and budget goals. No bank login required. Takes 10 minutes.

Track your actual spending

Upload a CSV or enter manually. AI auto-categorizes. Your data never leaves your device unencrypted.

Plan your future with confidence

Forecast your cashflow months ahead. Test scenarios. Answer "what if" questions before they become problems.

Privacy by Design

We built this differently. Here's the proof.

Free budget apps sell your spending habits to advertisers. We built a vault where only you have the key.

VS

Most Budget Apps

  • Show where money went
  • Track past spending
  • They can see every transaction you make
  • Your spending data is sold to advertisers
  • Stored unencrypted on their servers
  • They profit when you overspend
PRIVACY FIRST

Sunny Budget

  • Show where money's goingForecast future scenarios with confidence
  • Model tomorrow, not just track yesterdayTest big decisions before you make them
  • We literally cannot see your transactionsZero-knowledge encryption. You hold the key
  • Your data never leaves unencryptedEncrypted on your device before it touches our servers
  • You own your dataExport it anytime. Delete it anytime. Your choice.
  • Identity minimizedJust email and password. No name, address, or phone required.

Your data never leaves your device unencrypted

Everything is encrypted with your password before it touches our servers. We can't decrypt it. Only you can.

Your Device

Only you can see this

{
  "salary": 5200,
  "rent": -1800
}
AES-256

Our Server

We only see gibberish

U2FsdGVkX1+vuppp
b7x6AUSCtDHa24...

Anonymous by Design

No real names, addresses, or phone numbers required. Just an email and a password. Your financial data is your business. Literally nobody else's.

Stop wondering. Start planning.

Join the waitlist for financial forecasting that puts you in control of your future AND your data.

Free · No credit card · Zero-knowledge encryption